Terms & Conditions

Not Legal Advice or Advertising

Information or materials containedon this Website (“Site”) are for general information only and do not constitute legal advice or advertising of legal services. Furthermore, information contained here is not necessarily updated on any regular basis to reflect subsequent legal or other developments. You should not act upon any information contained in these materials without seeking your own professional legal counsel.

Copyright 2003 Risk Management Services Inc.

Any person is authorized to use, copy, and distribute any complete page or, where a document consists of more than one page, any complete document contained on this Site, including related graphics, subject to the following conditions:

1. Copying or distributing less than a complete page or (where a document consists of more than one page) the complete document is prohibited;

2. The copyright notice set forth above and this permission notice must appear on all copies;

3. Use, copying and distribution shall be solely for informational, non-commercial purposes; and

4. No graphics elements of any page or document on this Site may be used, copied or distributed separate from the accompanying text.


Links to Third Party Websites

Risk Management Services Inc. may provide hyperlinks to web sites. However, Risk Management Services Inc. does not control third party web sites and is not responsible for the content of any hyperlinked third party web sites or any hyperlink in a hyperlinked site. Risk Management Services Inc. does not endorse, recommend or approve any third party web site hyperlinked from this Site nor does it accept any liability to any person for the content available through any such hyperlink.


No Representations or Warranties; Limitations on Liability

The information and materials on this Site could include technical inaccuracies or typographical errors. Changes are periodically made to the information contained herein. Risk Management Services Inc. makes no representations or warranties with respect to any information, materials or graphics on this site, all of which is provided on a strictly “as is” basis, without warranty of any kind. Risk Management Services Inc. hereby expressly disclaims all warranties with regard to any implied warranties of merchantability, fitness for a particular purpose and non-infringement.